Straightforward English documents
- With us everything is written in straightforward English.
- You don’t have to worry about complicated form filling. And if you need to speak to someone just give us a call either before you buy, or if you need to claim.
- Long established: Iberian Properties & their associatees in Insurance have been a specialist Spanish & Portuguese holiday home insurance providers since for over 15 years, our policies are arranged through The best underwriters.
Buildings insurance for your holiday home in Spain & Portugal – what does it cover?
- Fixtures and fittings attached to the Holiday Home, domestic outbuildings, garages, domestic fixed fuel oil tanks, swimming pools, tennis courts, drives, patios and terraces, walls, gates and fences.
- Tailored holiday home insurance
- covers loss and damage caused by:
- Fire, lightning, earthquake or explosion.
- Damage from storm, flood or weight of snow.
- Escape of water from fixed water tanks, apparatus or pipes.
- Escape or theft of oil from a fixed domestic oil-fired heating installation.
- Theft or attempted theft including theft by guests, even when entry is not forced.
- Impact by aircraft, vehicles or animals.
Damage caused
- During violent disorder including riots, strikes, civil commotion or
- Damage from falling trees, lamp posts or telegraph poles
- The cost of repairing accidental breakage to fixed glass and double glazing,
- The cost of repairing accidental damage to domestic fuel oil pipes and underground utilities such as water-supply pipes, sewers, drains and septic tanks, gas pipes or cables.
- Accidental damage to audio and visual equipment within the holiday home.
- Contents in the open such as garden furniture.
- Costs you have to pay for replacing locks following theft of your keys.
- Your contents will be covered on a new for old basis.